RubyHome Blog

15 Common Real Estate Questions

Real Estate FAQs As you might imagine, real estate agents field quite a few questions every day. People are naturally curious, and it’s an agent’s job to guide folks through the often-complex world of home buying and selling. You might ...

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What Are My Mortgage Options in California?

Tired of renting and ready to buy a home in California? Are you relocating to California? Or maybe you already live here and have decided it’s time to move up to a bigger home? Whether you’re first time buyer or a seasoned homeowner, ...

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First Time Home Buyer Mortgage Guide

First Time Homebuyer Programs There are five major first time homebuyer program categories. The first three are backed (insured) by federal government agencies. They include FHA, VA and USDA programs. Each is broadly available to borrowers in any ...

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FHA Loans: A Complete Guide

What are FHA Loans? FHA loans are mortgages backed by the U.S. government, specifically the Federal Housing Administration (FHA) which is a subsidiary of the United States Department of Housing and Urban Development (HUD). “Backed” is ...

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What are Mortgage Loan Limits?

What is a Loan Limit? A mortgage loan limit is a monetary cap; the maximum amount loaned to consumers from lenders to purchase or refinance a home. Loan limits, along with several other factors like borrower credit and the type of property ...

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