RubyHome Blog

Living in Beachwood Canyon: Here’s What It’s Like

Living in Beachwood Canyon: Here’s What It’s Like

Beachwood Canyon is wedged into the eastern portion of the Santa Monica Mountains and sits directly below the iconic Hollywood Sign. It is home to one of the original Hollywood Hills neighborhoods, Hollywoodland, perched on the southern facing ...

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8 Incredible Fannie Mae HomePath Alternatives

8 Incredible Fannie Mae HomePath Alternatives

What is Fannie Mae HomePath? The banking crisis and ensuing real estate market collapse of 2008 made it very difficult for many borrowers to continue making their mortgage payments. A big increase in real estate owned (REO) properties followed....

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Los Feliz is a Great Place to Live. Here's Why.

Los Feliz is a Great Place to Live. Here's Why.

If you drove through Los Feliz without knowing its history, you’d hardly be able to tell the significant role the neighborhood and its residents played in the early days of the motion picture industry. There are no shrines, statues or ...

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Best Neighborhoods in Los Angeles [Insider's Guide]

Best Neighborhoods in Los Angeles [Insider's Guide]

If you ask an Angelino about the best neighborhoods in Los Angeles, you might get 4 million different answers. Some folks love to live near the beach. Some choose a neighborhood based how far it is from their workplace. Others seek the right ...

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What Credit Score is Needed to Buy a Home?

What Credit Score is Needed to Buy a Home?

Have you ever asked yourself, “What credit score is needed to buy a house?” The short answer is: Lenders typically want to see a minimum FICO score of 620. The long answer is: It depends. Lenders weigh more than just your credit score ...

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Making an Offer on a House [Step-by-Step]

Making an Offer on a House [Step-by-Step]

If you’re a home shopper who’s made your way to this article, there’s a good chance you’ve already been pre-approved for a loan, searched houses online, viewed a few in-person, and narrowed down your choice to the home you ...

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15 Common Real Estate Questions

15 Common Real Estate Questions

Real Estate FAQs As you might imagine, real estate agents field quite a few questions every day. People are naturally curious, and it’s an agent’s job to guide folks through the often-complex world of home buying and selling. You might ...

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First Time Home Buyer Mortgage Guide

First Time Home Buyer Mortgage Guide

First Time Homebuyer Programs There are five major first time homebuyer program categories. The first three are backed (insured) by federal government agencies. They include FHA, VA and USDA programs. Each is broadly available to borrowers in any ...

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What are Mortgage Loan Limits?

What are Mortgage Loan Limits?

What is a Loan Limit? A mortgage loan limit is a monetary cap; the maximum amount loaned to consumers from lenders to purchase or refinance a home. Loan limits, along with several other factors like borrower credit and the type of property ...

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VA Loan Programs: Pros & Cons

VA Loan Programs: Pros & Cons

VA home loans are guaranteed (but not made) by the US Department of Veteran’s Affairs (VA). The actual loans are underwritten and funded by private institutions (mortgage companies, credit unions and other lenders). The VA’s ...

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